Upbil Download app

All your subscriptions. One smart view.

Upload your bank statement. Upbil finds every recurring charge, even the ones hidden behind UPI and mandate codes, and tells you what renews next.

Download app See how it works

Coming to iPhone and Android. Built for India, works in the US, UK and EU.

The Upbil app showing a total monthly spend of ₹5,240 across 12 subscriptions, with Netflix, Spotify and YouTube Premium renewing soon.

Messy statement in, clear list out

Indian bank statements bury the merchant under payment codes, bank names and reference numbers. Upbil strips them away, groups what repeats, and asks you before counting anything it isn't sure about.

How detection works

HDFC statement, June 5 recurring charges found
  1. UPI/NETFLIX/9876543210/YESB
    NetflixStreaming, monthly ₹499
  2. MANDATE/SPOTIFY INDIA/HDFC
    SpotifyMusic, UPI autopay ₹119
  3. POS/YOUTUBE PREMIUM/ICIC/220391
    YouTube PremiumStreaming, monthly ₹149
  4. ACH-D- GOOGLE INDIA PVT
    Google OneCloud storage, monthly ₹130
  5. NEFT-HOTSTAR-DISNEY
    Disney+ HotstarLooks monthly. Is it yours? ₹299
Recurring spend this month ₹897
Every year ₹10,764
Only the charges you've confirmed count toward your total.

What am I paying for, and should I keep it?

Upbil isn't a budgeting app. It does three things, and each one helps answer that question.

  • Find every subscription

    Upload a bank statement and Upbil picks out every charge that repeats, including UPI autopay mandates.

    How detection works

  • Hear before you're charged

    Reminders for renewals, price rises and free trials about to turn into paid plans.

    See the alerts

  • Decide what stays

    Mark each one Keep, Review later or Cancel. Upbil shows how to cancel and can draft the email for you.

    How cancelling works

Your statements aren't kept

Upbil reads your file in memory, saves only the cleaned-up transactions, and discards the rest. No bank logins, no passwords, and you can delete everything from Settings.

How we handle your data

  • Sign in with Google, Apple or your phone number.
  • Account numbers and UPI handles never appear in our logs.
  • Upbil never cancels or sends anything without your say.

Start with one statement

Download Upbil, upload last month's statement, and see what you're paying for in a couple of minutes.

Download on theApp Store Get it onGoogle Play