Netflix renews in 5 days
₹499 on 1st Oct 2026
Find it, hear about it, decide
Everything Upbil does starts with your bank statement and ends with you choosing what to keep.
From a messy statement to a list you can act on
Bank statements are noisy. Payment rails, bank codes and reference numbers wrap every merchant name. Upbil clears them away before it looks for patterns, so three lines of noise become one subscription.
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Upload a statement
Export a CSV from your bank or card app. The file is read in memory and then discarded.
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Upbil cleans up the names
UPI, NEFT, ACH and mandate prefixes, bank codes, UPI handles and reference numbers are removed, leaving one clear merchant name.
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It spots what repeats
Charges that come back on a schedule are grouped into subscriptions. A UPI autopay mandate counts as strong evidence on its own.
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You confirm what's real
When Upbil isn't sure, it asks you. Anything you haven't confirmed stays out of your totals.
Get reminded before you're charged
Upcoming renewals, price rises and trials about to turn into paid plans. You hear about each one while there's still time to decide.
- Renewal dates follow your real billing day, so a charge on the 31st is expected on the 28th in February.
- Price changes are tracked against what you actually paid before.
- Trial end dates are labelled as estimates when they're inferred from your statement.
Disney+ Hotstar went up
₹399 to ₹499 a month
Your fitness trial ends in 3 days
Then ₹149 a month, estimated
KeepReview laterCancel
Drafted by Upbil. Check it before you send.
Please cancel my Disney+ Hotstar subscription
Hello, I'd like to cancel my monthly plan on this account, effective at the end of the current billing period. Please confirm by email once it's done.
Edit
Send
You decide what stays
Mark each subscription Keep, Review later or Cancel. For the ones you're done with, Upbil shows how to cancel and can write the email for you.
- Upbil never cancels anything on its own.
- Nothing is sent until you read it and press Send.
- Anything Upbil has guessed carries a sparkle, so you always know what's confirmed and what isn't.
What Upbil doesn't do
Staying focused keeps the app simple and your data small.
No budgeting
Upbil doesn't track groceries or set spending limits. It's only about recurring charges.
No bank logins
You upload a statement you've downloaded yourself. Upbil never connects to your bank.
No cancelling for you
Upbil explains how to cancel and drafts the email. You make the call and press Send.
No made-up totals
Rupees, dollars, euros and pounds are shown separately, never added together at a guessed rate.
See your own subscriptions
It takes one statement to get started.